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According to The New York Times, if you want higher education to cost less, then it should be cheaper to enroll. But in America – that’s not how we ROLL!


  1. Besides student loans, what other examples of complexity does author Ron Lieber present?
  2. What did the author list as the two administrative burdens for student loans?
  3. How does the government collect the money from student loans?
  4. What is the author proposing to simplify this system?
  5. Do you agree or disagree with the author?


Lieber, R. (2022). Why Aren’t Student Loans Simple? Because This Is America. The New York Times, Sep. 15 (Retrievable online at