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According to a new study by the National Community Reinvestment Coalition, Black and Hispanic men seeking small business loans face more scrutiny and worse treatment from bank officers than less qualified white men.


  1. What were the declines in government-backed lending to black business owners from 2008 to 2016?
  2. According to the study, what type of preferential treatment did white prospective borrowers receive?
  3. Which group was the only one that asked about their education level?
  4. According to the article, banks need better policies and training with respect to what area of lending?


Jan, T. (2019) Banking while black: Minority business owners with better credit scores than white counterparts face worse treatment and more scrutiny. The Washington Post, Sep. 6 (Retrievable online at