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Matt Ramsey’s joy of winning the $10,000 prize for sinking a hole in one was not dashed by his own skills, but the scamming of Kevin Kolenda. Like other hole-in-one winners around the country, Matt learned that he was the victim of a scam whereby Kolenda sold insurance without a license in several states to people seeking indemnity for hole-in-one and putting-contest prizes, but then would not pay when a winning shot occurred.

Questions:
1. What was the name of Kolenda’s company?
2. What was the rare incident when Kolenda insured something other than golf?
3. Are Kolenda’s crimes victimless?
4. How has he been able to run under the radar for so long? Where has he faced prosecution?

Source:
Dohrmann, G. (2014). Default! The man who scammed golf prizewinners across the country. Sports Illustrated, Feb. 28 (Retrievable online at http://sportsillustrated.cnn.com/more/news/20140228/golf-insurance-fraud-kevin-kolenda/)